:root{--purple:#303080;--deep:#24245e;--blue:#63b9e8;--soft:#eef7fc;--gold:#f5d447;--green:#4e8f61;--ink:#20232a;--muted:#667085;--line:#e6e8ef;--white:#fff;--shadow:0 18px 50px rgba(36,36,94,.12);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.7}a{color:var(--purple);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(1120px,92%);margin:auto}.topbar{background:var(--deep);color:#fff;font-size:13px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px}.brand{display:flex;align-items:center;gap:10px;font-weight:900;font-size:24px;letter-spacing:-.6px;color:var(--deep)}.brand-mark{width:38px;height:38px;border-radius:11px;background:linear-gradient(145deg,var(--purple),#5555b0);display:grid;place-items:center;color:#fff;font-weight:900}.navlinks{display:flex;gap:22px;align-items:center;font-size:14px;font-weight:700}.navlinks a{color:var(--ink)}.navlinks a:hover{color:var(--purple);text-decoration:none}.navlinks a.btn-primary{color:#fff!important}.navlinks a.btn-primary:hover{color:#fff!important}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 12px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:13px 20px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--purple);color:#fff;box-shadow:0 8px 24px rgba(48,48,128,.2)}.btn-primary:hover{background:var(--deep);text-decoration:none}
/* Header CTA: always render menu "Check Options" text in white */
.site-header .navlinks > a.btn.btn-primary,
.site-header .navlinks > a.btn.btn-primary:link,
.site-header .navlinks > a.btn.btn-primary:visited,
.site-header .navlinks > a.btn.btn-primary:hover,
.site-header .navlinks > a.btn.btn-primary:focus,
.site-header .navlinks > a.btn.btn-primary:active {
  color:#fff !important;
  -webkit-text-fill-color:#fff !important;
  text-decoration:none !important;
}
.btn-gold{background:var(--gold);color:var(--deep)}.btn-outline{border-color:var(--purple);color:var(--purple);background:#fff}.hero{background:radial-gradient(circle at 80% 20%,rgba(99,185,232,.28),transparent 32%),linear-gradient(135deg,#f8fbff 0%,#fff 60%);padding:72px 0 55px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:55px;align-items:center}.eyebrow{display:inline-flex;padding:7px 11px;border-radius:999px;background:#e9e9fb;color:var(--purple);font-weight:800;font-size:12px;text-transform:uppercase;letter-spacing:.08em}.hero h1{font-size:clamp(40px,5vw,64px);line-height:1.06;letter-spacing:-2px;margin:18px 0}.hero p.lead{font-size:19px;color:#4f5665;max-width:650px}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.hero-note{font-size:12px;color:var(--muted);margin-top:15px}.hero-img{display:flex;justify-content:center;align-items:center;min-height:420px}.hero-img img{max-width:100%;max-height:470px;object-fit:contain;filter:drop-shadow(0 25px 30px rgba(36,36,94,.18))}.trustbar{border-bottom:1px solid var(--line);background:#fff}.trustgrid{display:grid;grid-template-columns:repeat(5,1fr);gap:1px}.trustitem{padding:18px 10px;text-align:center;font-size:13px;font-weight:750;color:#4b5361}.section{padding:70px 0}.section.alt{background:var(--soft)}.section-head{max-width:760px;margin-bottom:32px}.section-head h2{font-size:clamp(30px,4vw,44px);line-height:1.15;letter-spacing:-1px;margin:8px 0 12px}.section-head p{color:var(--muted);font-size:17px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 8px 30px rgba(32,35,42,.05)}.card h3{margin-top:0;color:var(--deep)}.fact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.fact{border:1px solid var(--line);border-radius:15px;padding:18px;background:#fff}.fact strong{display:block;font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}.fact span{display:block;font-size:18px;font-weight:850;margin-top:5px}.split{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:center}.split img{width:100%;max-height:520px;object-fit:contain}.checklist{display:grid;gap:12px}.check{display:flex;gap:12px;align-items:flex-start}.check i{width:25px;height:25px;border-radius:50%;background:#e5f5ea;color:var(--green);display:grid;place-items:center;font-style:normal;font-weight:900;flex:0 0 25px}.evidence{border-left:4px solid var(--blue);background:#f5fbff;padding:20px 22px;border-radius:0 14px 14px 0}.notice{background:#fff9e5;border:1px solid #f1dc72;border-radius:14px;padding:18px}.warning{background:#fff4f4;border:1px solid #f2cccc;border-radius:14px;padding:18px}.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.price-card{border:1px solid var(--line);border-radius:20px;padding:26px;background:#fff;position:relative;box-shadow:var(--shadow)}.price-card.featured{border:2px solid var(--purple);transform:translateY(-8px)}.badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--gold);color:var(--deep);font-weight:900;border-radius:999px;padding:6px 14px;font-size:12px}.price{font-size:48px;line-height:1;font-weight:950;color:var(--deep)}.price small{font-size:14px;color:var(--muted);font-weight:700}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:15px}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f7f8fb;color:var(--deep);font-size:13px;text-transform:uppercase;letter-spacing:.04em}.breadcrumbs{padding:18px 0;font-size:13px;color:var(--muted)}.breadcrumbs span{margin:0 7px}.article-hero{padding:42px 0 24px;background:linear-gradient(180deg,#f8fbff,#fff)}.article-hero h1{font-size:clamp(36px,5vw,56px);line-height:1.1;letter-spacing:-1.5px;max-width:900px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:50px;align-items:start}.article-body{font-size:17px}.article-body h2{font-size:31px;line-height:1.2;margin-top:44px;color:var(--deep)}.article-body h3{font-size:23px;margin-top:30px;color:var(--deep)}.article-body ul{padding-left:22px}.toc{position:sticky;top:95px;border:1px solid var(--line);border-radius:15px;padding:20px;background:#fff}.toc strong{display:block;margin-bottom:10px}.toc a{display:block;padding:6px 0;font-size:14px}.byline{font-size:13px;color:var(--muted)}.source-list{font-size:14px}.source-list li{margin-bottom:8px}.faq{border:1px solid var(--line);border-radius:14px;margin:10px 0;background:#fff}.faq summary{cursor:pointer;padding:18px;font-weight:800;color:var(--deep)}.faq div{padding:0 18px 18px}.footer{background:var(--deep);color:#fff;padding:55px 0 30px}.footer a{color:#dce8ff}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:35px}.footer h3{color:#fff}.footer p,.footer li{color:#c9cee1;font-size:14px}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin:8px 0}.copyright{border-top:1px solid rgba(255,255,255,.14);margin-top:35px;padding-top:18px;font-size:13px;color:#b9bfd2}.sticky-cta{display:none}.pill{display:inline-block;background:#eef0ff;color:var(--purple);padding:5px 9px;border-radius:999px;font-size:12px;font-weight:800}.article-card{display:flex;flex-direction:column;height:100%}.article-card .btn{margin-top:auto;align-self:flex-start}.kicker{color:var(--blue);font-weight:900}.legal{max-width:820px}.small{font-size:13px;color:var(--muted)}.center{text-align:center}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:900px){.navlinks{display:none}.menu-btn{display:block}.navlinks.open{display:flex;position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px;flex-direction:column;align-items:flex-start}.hero-grid,.split,.article-layout{grid-template-columns:1fr}.hero{padding-top:45px}.hero-img{order:-1;min-height:300px}.cards,.pricing{grid-template-columns:1fr}.fact-grid{grid-template-columns:1fr 1fr}.trustgrid{grid-template-columns:1fr 1fr}.toc{position:static}.footer-grid{grid-template-columns:1fr 1fr}.sticky-cta{display:flex;position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:10px;z-index:100;gap:10px}.sticky-cta .btn{flex:1}.hero h1{letter-spacing:-1px}}@media(max-width:560px){.container{width:94%}.topbar .container{font-size:11px}.fact-grid{grid-template-columns:1fr}.trustgrid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.section{padding:52px 0}.hero-img img{max-height:350px}.article-body{font-size:16px}}

.cluster-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.cluster-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(32,35,42,.05)}.cluster-card h3{margin-top:0;color:var(--deep)}.cluster-card ul{padding-left:20px}.reference-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:18px 0 28px}.reference-card{display:block;padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink)}.reference-card strong{display:block;color:var(--deep);line-height:1.4}.reference-card span{display:block;margin-top:8px;color:var(--muted);font-size:13px}.reference-list{padding-left:22px}.reference-list li{margin:10px 0}.methodology-box{background:#f7f8ff;border:1px solid #dfe2ff;border-radius:18px;padding:24px}.author-box{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin:26px 0}.author-box .author-mark{width:46px;height:46px;border-radius:50%;background:var(--purple);color:#fff;display:grid;place-items:center;font-weight:900;flex:0 0 46px}.updated-note{font-size:13px;color:var(--muted);padding:12px 16px;background:#f7f8fb;border-radius:12px}.article-body .source-note{font-size:14px;color:var(--muted)}@media(max-width:900px){.cluster-grid,.reference-cards{grid-template-columns:1fr}}
.cluster-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.cluster-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(32,35,42,.05)}.cluster-card h3{margin-top:0;color:var(--deep)}.cluster-card ul{padding-left:20px}.reference-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:18px 0 28px}.reference-card{display:block;padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink)}.reference-card strong{display:block;color:var(--deep);line-height:1.4}.reference-card span{display:block;margin-top:8px;color:var(--muted);font-size:13px}.reference-list{padding-left:22px}.reference-list li{margin:10px 0}.methodology-box{background:#f7f8ff;border:1px solid #dfe2ff;border-radius:18px;padding:24px}.author-box{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin:26px 0}.author-box .author-mark{width:46px;height:46px;border-radius:50%;background:var(--purple);color:#fff;display:grid;place-items:center;font-weight:900;flex:0 0 46px}.updated-note{font-size:13px;color:var(--muted);padding:12px 16px;background:#f7f8fb;border-radius:12px}.article-body .source-note{font-size:14px;color:var(--muted)}@media(max-width:900px){.cluster-grid,.reference-cards{grid-template-columns:1fr}}
.cluster-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.cluster-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(32,35,42,.05)}.cluster-card h3{margin-top:0;color:var(--deep)}.cluster-card ul{padding-left:20px}.reference-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:18px 0 28px}.reference-card{display:block;padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink)}.reference-card strong{display:block;color:var(--deep);line-height:1.4}.reference-card span{display:block;margin-top:8px;color:var(--muted);font-size:13px}.reference-list{padding-left:22px}.reference-list li{margin:10px 0}.methodology-box{background:#f7f8ff;border:1px solid #dfe2ff;border-radius:18px;padding:24px}.author-box{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin:26px 0}.author-box .author-mark{width:46px;height:46px;border-radius:50%;background:var(--purple);color:#fff;display:grid;place-items:center;font-weight:900;flex:0 0 46px}.updated-note{font-size:13px;color:var(--muted);padding:12px 16px;background:#f7f8fb;border-radius:12px}.article-body .source-note{font-size:14px;color:var(--muted)}@media(max-width:900px){.cluster-grid,.reference-cards{grid-template-columns:1fr}}
.cluster-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.cluster-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(32,35,42,.05)}.cluster-card h3{margin-top:0;color:var(--deep)}.cluster-card ul{padding-left:20px}.reference-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:18px 0 28px}.reference-card{display:block;padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink)}.reference-card strong{display:block;color:var(--deep);line-height:1.4}.reference-card span{display:block;margin-top:8px;color:var(--muted);font-size:13px}.reference-list{padding-left:22px}.reference-list li{margin:10px 0}.methodology-box{background:#f7f8ff;border:1px solid #dfe2ff;border-radius:18px;padding:24px}.author-box{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin:26px 0}.author-box .author-mark{width:46px;height:46px;border-radius:50%;background:var(--purple);color:#fff;display:grid;place-items:center;font-weight:900;flex:0 0 46px}.updated-note{font-size:13px;color:var(--muted);padding:12px 16px;background:#f7f8fb;border-radius:12px}.article-body .source-note{font-size:14px;color:var(--muted)}@media(max-width:900px){.cluster-grid,.reference-cards{grid-template-columns:1fr}}